Chocolate Covered Mochi — Cream and Oreo Crumble Filling

If you’re a fan of mochi ice cream or those fancy chocolate-coated Magnum bars, this dessert brings the best of both worlds together. Imagine a soft, chewy mochi filled with whipped cream and Oreo crumbs, then covered in a crackly dark chocolate shell with crushed peanuts. It’s a treat that looks impressive but is actually pretty simple once you get the hang of it.

Chocolate Covered Mochi

Before we dive into the recipe, let’s talk about the magic behind mochi dough, what makes it stretchy, and how to keep that soft texture for as long as possible.

What is Glutinous Rice Flour and Why is it Stretchy?

Glutinous rice flour, sometimes labeled as sweet rice flour or mochiko, is made from sticky rice. It has nothing to do with gluten despite the name. The stretchiness comes from a starch called amylopectin, which gelatinizes when heated with liquid. This is what gives mochi its soft and elastic texture.

You can find glutinous rice flour at most Asian grocery stores, and sometimes in the international aisle at larger supermarkets. Just be careful not to grab regular rice flour by mistake — they are not interchangeable.

Why Does Mochi Get Hard Over Time?

Fresh mochi is soft and bouncy, but it gradually gets firm as it cools. This happens because the starch molecules start to crystallize and push moisture out, a process called retrogradation. Cold temperatures make this happen faster, which is why mochi gets harder when stored in the fridge.

The good news is this recipe has a slightly higher moisture content than traditional mochi, which helps keep it soft longer. Still, I recommend eating them the same day if you want that perfect stretchy texture. You can store leftovers in the fridge for up to two days, just keep them covered so they don’t dry out.

Chocolate Covered Mochi

How to Make Chocolate Covered Cream and Oreo Mochi

Ingredients (Makes 6)

Mochi Dough:

  • 50 grams glutinous rice flour
  • 15 grams cornstarch
  • 30 grams sugar
  • 90 grams milk
  • 20 grams unsalted butter

Extra for Dusting:

  • 20 grams glutinous rice flour, cooked

Whipped Cream Filling:

  • 150 grams whipping cream
  • 12 grams sugar (adjust to your taste)

Oreo Crumble:

  • Oreo cookies with filling removed, crushed finely

Chocolate Coating:

  • 80 grams dark chocolate
  • 25 grams coconut oil
  • 15 grams crushed peanuts
Chocolate Covered Mochi

Instructions

Step 1: Cook the Glutinous Rice Flour for Dusting

Place 20 grams of glutinous rice flour in a dry pan. Cook over low heat, stirring constantly, until it turns slightly yellow and smells a bit nutty. Let it cool completely and set aside. This will be used to keep your mochi from sticking without adding raw flour taste.

Step 2: Make the Oreo Crumble

Take the filling out of a few Oreo cookies and crush the cookies into fine crumbs. You can use a food processor or place them in a bag and crush with a rolling pin.

Step 3: Whip the Cream

In a cold bowl, whip the cream and sugar until medium peaks form. This means when you lift the whisk, the tip should hold a soft point that slightly folds over. Store in the fridge while you make the mochi dough.

Step 4: Make the Mochi Dough

In a heatproof bowl, combine glutinous rice flour, cornstarch, sugar, and milk. Whisk well until there are no lumps. Strain the mixture to make it extra smooth. Cover with plastic wrap and poke a few holes on top.

Steam the mixture for about 20 minutes over medium heat until it turns into a sticky dough and there is no liquid left at the bottom. Alternatively, microwave for 2 minutes, then continue in 30-second intervals until fully cooked. Be careful not to overcook it, especially in the microwave, as the dough can become too stiff.

Step 5: Knead and Rest the Mochi

While the dough is still hot, add in butter. Use gloves or a spatula to knead and stretch the dough until the butter is absorbed and the texture becomes smooth, elastic, and no longer stick to your gloves.

Roll the dough into a log and divide it into 6 equal pieces. Lightly dust each piece with the cooked flour and keep them covered with plastic wrap to prevent drying.

Step 6: Fill the Mochi

Take one piece of dough and gently flatten it into a circle. It shouldn’t be too thin or it will tear. Place it into a small round bowl (ideally one that is slightly smaller than the wrapper) and press it down gently.

Use a piping bag or spoon to add a layer of whipped cream, leaving about one inch border. Add a spoonful of Oreo crumbs, press down lightly, then top with more cream.

Pinch the edges of the mochi together from one point, just like you’re sealing a bao. Keep going until it is completely sealed. Cut off any extra dough if needed and dust with a little more cooked flour. Place seam-side down onto a muffin liner.

Repeat for the rest and place them in the fridge for about 30 minutes to firm up. You can also freeze them for a shorter chill time.

Step 7: Make the Chocolate Coating

In a heatproof bowl, combine dark chocolate and coconut oil. Place the bowl over a pot of simmering water and stir until melted and smooth. Be careful not to let any water get into the bowl or the chocolate may seize.

Once melted, stir in crushed peanuts.

Step 8: Coat the Mochi

Place the chilled mochi on a wire rack over a tray. Pour the melted chocolate over each one to fully coat the top. If your room is warm, transfer them to the fridge for a few minutes to let the chocolate set.

These chocolate covered mochi are filled with whipped cream and Oreo center, all wrapped in soft, chewy mochi and finished with a crisp chocolate shell — every bite is a dreamy combo of creamy, crunchy, and chewy.

Let me know in the comments if you have any questions, and happy mochi-making!

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Chocolate Covered Mochi

Chocolate Covered Mochi — Cream and Oreo Crumble Filling

These chocolate covered mochi are filled with whipped cream and Oreo center, all wrapped in soft, chewy mochi and finished with a crisp chocolate shell — every bite is a dreamy combo of creamy, crunchy, and chewy.
Prep Time:40 minutes
Cook Time:30 minutes
Course: Dessert
Cuisine: Chinese
Keyword: Mochi
Servings: 6 mochi

Equipment

  • Steamer or Microwave

Ingredients

Mochi Dough:

  • 50 g glutinous rice flour
  • 15 g cornstarch
  • 30 g sugar
  • 90 g milk
  • 20 g butter unsalted

Extra for Dusting:

  • 20 g glutinous rice flour cooked

Whipped Cream Filling:

  • 150 g whipping cream
  • 12 g sugar adjust to your taste

Oreo Crumble:

  • Oreo cookies with filling removed crushed finely

Chocolate Coating:

  • 80 g dark chocolate
  • 25 g coconut oil
  • 15 g crushed peanuts

Instructions

Step 1: Cook the Glutinous Rice Flour for Dusting

  • Place 20 grams of glutinous rice flour in a dry pan. Cook over low heat, stirring constantly, until it turns slightly yellow and smells a bit nutty. Let it cool completely and set aside. This will be used to keep your mochi from sticking without adding raw flour taste.

Step 2: Make the Oreo Crumble

  • Take the filling out of a few Oreo cookies and crush the cookies into fine crumbs. You can use a food processor or place them in a bag and crush with a rolling pin.

Step 3: Whip the Cream

  • In a cold bowl, whip the cream and sugar until medium peaks form. This means when you lift the whisk, the tip should hold a soft point that slightly folds over. Store in the fridge while you make the mochi dough.

Step 4: Make the Mochi Dough

  • In a heatproof bowl, combine glutinous rice flour, cornstarch, sugar, and milk. Whisk well until there are no lumps. Strain the mixture to make it extra smooth. Cover with plastic wrap and poke a few holes on top.
  • Steam the mixture for about 20 minutes over medium heat until it turns into a sticky dough and there is no liquid left at the bottom. Alternatively, microwave for 2 minutes, then continue in 30-second intervals until fully cooked. Be careful not to overcook it, especially in the microwave, as the dough can become too stiff.

Step 5: Knead and Rest the Mochi

  • While the dough is still hot, add in butter. Use gloves or a spatula to knead and stretch the dough until the butter is absorbed and the texture becomes smooth, elastic, and no longer stick to your gloves.
  • Roll the dough into a log and divide it into 6 equal pieces. Lightly dust each piece with the cooked flour and keep them covered with plastic wrap to prevent drying.

Step 6: Fill the Mochi

  • Take one piece of dough and flatten it into a circle. It shouldn’t be too thin or it will tear. Place it into a small round bowl (ideally one that is slightly smaller than the wrapper) and press it down gently.
  • Use a piping bag or spoon to add a layer of whipped cream, leaving about one inch border. Add a spoonful of Oreo crumbs, press down lightly, then top with more cream.
  • Pinch the edges of the mochi together from one point, just like you’re sealing a bao. Keep going until it is completely sealed. Cut off any extra dough if needed and dust with a little more cooked flour. Place seam-side down onto a muffin liner.
  • Repeat for the rest and place them in the fridge for about 30 minutes to firm up. You can also freeze them for a shorter chill time.

Step 7: Make the Chocolate Coating

  • In a heatproof bowl, combine dark chocolate and coconut oil. Place the bowl over a pot of simmering water and stir until melted and smooth. Be careful not to let any water get into the bowl or the chocolate may seize.
  • Once melted, stir in crushed peanuts.

Step 8: Coat the Mochi

  • Place the chilled mochi on a wire rack over a tray. Pour the melted chocolate over each one to fully coat the top. If your room is warm, transfer them to the fridge for a few minutes to let the chocolate set.

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